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Nothing on this website is intended to be or should be construed as individualized investment advice. All content is of a general nature. Individual investors need to consult with an investment adviser in order to receive investment advice specific to his/her investment portfolio. Betareturn may facilitate introductions to investment advisers but bears no responsibility or liability for for any advice provided by the investment adviser. Subscribers to Betareturn should take into consideration that client support provided by Betareturn is not for the dispensing of investment advice. Support provided by telephone, live chat, email, and text are for the express purpose of assisting in technical matters, subscription setup, and answering non investment related questions and concerns. Subscribers to Betareturn receive portfolio and security-level return and risk analysis, but do not have the ability to ask specific investment questions or relay detailed personal information beyond what is gathered through the website. Moreover, such a web-based arrangement also limits the ability of Betareturn to assess the unique financial condition of each client, as well as each client's specific investment goals and objectives. Betareturn bears no responsibility for missing or incomplete data, or loss of any data.